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Business or pleasure, to buy travel insurance is a must for any International travel. Information on travel insurance for your Southampton Airport trip can be found by reading this helpful guide. |
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Travel Insurance Southampton Airport ... |
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When you buy travel insurance it's normally sold in a range of packages, all giving you peace of mind when you travel that you, and your baggage if requested, is covered for any accident or emergency.
This cover can include compensation for any delayed flights you might experience or importantly any medical treatment.
When you compare travel insurance make sure the policies are like-for-like and that they will provide the cover you actually need and want.
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Information On Travel Insurance... |
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| Sadly there's always a risk that either you or one of your travelling party may be involved in an accident or emergency when away. This is why buying travel insurance for your Southampton Airport departure is highly recommended. . |
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| Travel insurance policies normally include the following cover, however always check what your policy does actually cover you for and to what level as this can vary: |
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- Compensation if your holiday is delayed or cancelled
- The medical emergencies or repatriation expenses incurred if you're injured whilst away
- Loss or damage to your personal belongings
Theft or loss of money
- Expenses incurred if a delayed departure
- Expenses incurred if needing to replace a lost passport whilst away
- Personal liability cover and legal expenses
- Cover for an accident you've caused resulting in injury or damage to a third party
- Compensation if permanent disability or death whilst away
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| Always check these levels of cover in your policy. Always check also if any claims will be subject to high excess or limits. |
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| You might want to go to your local insurance brokers, travel agent, banks or building society or even the Post Office to compare travel insurance prices. |
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Common Policy Exclusions... |
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| Any pre-existing medical condition held by a person getting a travel insurance quote will need to be declared, or it may be any claim made becomes void. |
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| These days about half of the travel insurance policies on the market include cover for medical expenses caused by a terrorism event. Some policies also include the additional cover of loss of luggage and personal accident caused by terrorism too. |
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When You Buy Travel Insurance ... |
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| To get the best travel insurance cover and price it's a good idea to read the following unofficial information... |
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| Shopping Around |
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| Like buying most things, when you buy travel insurance it should be no different - shop around for the best level of cover that suits your needs for the best price. |
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| Appropriate Cover |
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What cover do you need? For instance, if you're going skiing or snowboarding you'll need Winter sports cover, these are separate and different policies to regular travel insurance and claims are different. Also, if you are going to be joining-in in any water sports you need to declare it so you are properly covered.
And think about your wider insurance needs too - for example, do you have a family who are dependant on your earnings? If so, have you got life insurance? |
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| Where You Are Going? |
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Some Countries are not considered safe to travel to - check by visiting the Foreign and Commonwealth Office website first - click here.
And if you're going to a developing country where any medical treatments may be hard to come by make sure your travel insurance policy includes repatriation costs if you are seriously injured or taken ill whilst abroad. |
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| Pre-existing Travel Insurance Cover |
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Before you buy travel insurance check you don't already have a travel insurance policy connected with your buildings or contents insurance policy. Or, your credit card account.
If it transpires you do have existing cover do check it's level of cover and any limits it may have as often they are basis levels of insurance and you may want to upgrade. They rarely include Winter or water sports cover either. |
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| Claiming Whilst Away |
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If you find you need to make a claim whilst you are away your travel insurance company should have a 24 hour claim line. If it doesn't re-consider buying the policy.
Always travel with your travel insurance policy schedule and document which will include the claim line telephone number, including International dialling codes, and your policy number. |
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| Even with travel insurance also take care of both you and your belongings. |
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Where To Buy Travel Insurance... |
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| You might like to consider getting a quote for your travel insurance needs from one or all of the following companies: |
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Churchill Travel Insurance |
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Challenge Churchill to find cheaper travel insurance |
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Website |
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American Express Annual Insurance |
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Annual travel insurance from American Express |
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Website |
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Columbus Direct Travel Insurance |
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Get a quote for travel insurance from Columbus Travel Insurance |
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Website |
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Travel Insurance Online |
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Travel Insurance online offer great deals on insurance for holidays and business travel |
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